Private capital for the evolving fintech economy
Unona Fund SCSp is a Luxembourg investment partnership focused on fintech companies, private bonds and other privately structured debt instruments.
The Fund combines a focused investment mandate with disciplined analysis, flexible transaction structuring and a long-term approach to capital deployment.
Unona Fund SCSp is a Luxembourg special limited partnership established to raise and invest capital in accordance with its investment policy.
The Fund can invest directly or through dedicated holding and investment structures, allowing it to consider different forms of financing and structure investments around the characteristics of each opportunity.
Unona Fund is managed by its General Partner, Unona S.à r.l., which is responsible for the Fund’s governance, management and investment activities.
The investment strategy is focused on fintech and private debt
Unona Fund focuses on fintech companies and private financial instruments issued by fintech businesses.
The Fund’s primary area of interest is private debt, including private bonds, loans, loan notes and other privately negotiated financing instruments. Depending on the characteristics of a transaction, investments may be listed or unlisted, secured or unsecured, and made directly or through dedicated investment structures.
The Fund is positioned to pursue an investment programme of approximately EUR 50 million. Capital may be deployed selectively over time and across multiple transactions, subject to the availability of suitable opportunities, satisfactory due diligence and portfolio construction considerations.
Unona Fund seeks to support fintech businesses with commercially relevant products, sustainable economic models and clear development prospects.
Potential investments are assessed individually, with particular attention to
The quality and experience of the management team
The strength and scalability of the business model
Financial resilience and cash-flow visibility
Corporate governance and ownership structure
The company’s ability to meet its financial obligations
The purpose and structure of the proposed financing
The balance between expected return and identified risks
Our Approach
Disciplined selection
Capital is allocated selectively following a detailed assessment of the business, its management, financial position and the proposed investment terms.
Flexible structuring
The Fund can use different debt instruments and transaction structures to reflect the circumstances of each investment opportunity.
Balanced risk
Potential returns are considered together with credit, operational, market, regulatory and concentration risks.
Active oversight
Investments are monitored throughout their life cycle, with continued attention to financial performance and material changes in risk.
Leadership
Thomas Berghuber
Thomas Berghuber brings more than 35 years of senior experience in European banking, financial services and digital banking innovation.
His career includes leadership roles at UniCredit Bank Austria, Bank Austria/Data Austria and Creditanstalt, where he developed electronic banking, payment systems, online banking, cash-management and CRM solutions. He has led large-scale teams, built partner sales strategies and helped introduce forward-looking financial products to the market.
Thomas combines deep banking expertise, operational discipline and a long-term investment perspective focused on quality, resilience and sustainable growth.
His background also includes professional publications in financial management and cash pooling, as well as lecturing in banking and financial management.
Roland Goussin
Roland has over 5 years of experience in legal, tax, corporate governance, and regulatory matters across Monaco, France and Luxembourg. He currently holds a senior legal position within an international financial services group, following previous roles with a multinational advisory company and a leading alternative investment fund manager.
He brings strong expertise in cross-border legal matters, alternative investment funds, and regulatory oversight. Roland holds degrees in International Business Law from the Universities of Strasbourg and Nice.
His professional experience includes providing corporate and legal solutions for investment projects and acting as a director within Luxembourg structures. He has also overseen AML/CFT matters relating to assets under AIFM management, managed asset due diligence processes, and supported Luxembourg SPVs and non-regulated alternative investment funds. Earlier in his career, Roland advised private clients and family offices on tax, estate planning and corporate legal matters. He is fluent in French, English and Russian.
Fund Structure and Governance
Unona Fund SCSp has been established as a Luxembourg special limited partnership. Its General Partner and manager is Unona S.à r.l., a Luxembourg private limited liability company responsible for the management and representation of the Fund.
The sole shareholder of Unona S.à r. l. is Partesia GmbH, an Austrian private limited liability company. The ultimate beneficial owner is Thomas Berghuber.
Fund
Unona Fund SCSp
RCS Luxembourg: B311275
General Partner and Manager
Unona S.à r.l.
RCS Luxembourg: B309447
Ultimate Beneficial Owner
Thomas Berghuber, Austria